I can’t afford to homeschool YES you can! There is this assumption that homeschooling costs a lot of money. And while homeschooling may cost a little bit, it is only as expensive as you let it be.
One question I hear often when mentoring new homeschoolers, is “How do you afford it?”, or “I don’t know if I can afford to homeschool”. There is this assumption that homeschooling costs a lot of money. And while homeschooling may cost a little bit, it is only as expensive as you let it be.
One thing to consider when contemplating whether or not you can afford to homeschool, is what is public school costing you? When you homeschool you no longer have certain expenses. This helps make affording homeschool a lot easier! So, how can you afford to homeschool? Let’s take a look at how to make homeschooling work financially.
Back to School Clothes
You buy clothes as you need them. Also, the need to “dress to impress” is usually no longer there. My kids wear play clothes, every day. They have a few nice outfits we keep in the closet, but for the most part, wear whatever they want.
School Fundraisers
Depending on where you live these may happen 2-4 times a year. Many schools in our area offer a “buyout” option for parents because quite frankly, no one wants to buy the overpriced merchandise in the fundraising catalogs.
Transportation
If you drive your child to school every day, you will no longer have this cost. With gas prices sky high this could save a lot of money!
School Lunches
Yes, you will have to feed your kids every day, but chances are you are eating at home anyway right? Or feeding your other children. The cost of feeding your children at home is usually less than what it would cost to pack or buy lunches every day at school.
Another thing to consider is the fact that curriculum and school supplies can be bought used or checked out from the library. I have never spent more than $400 a year total on homeschool curriculum for my children. I typically buy used, borrow from friends, or choose a lesser-priced material. There are tons of affordable homeschool curriculums and used marketplaces out there. There are also other ways to save money in regards to homeschooling. Here are a few ways that I have found that provide us with help homeschooling.
Buy Used
One of my favorite places to buy used curriculum is homeschool classifieds. It is a huge online marketplace, and the prices are usually very affordable. There are also blogs out there where people list curriculum and you can always check eBay or local homeschool friends, and curriculum sells.
Teach Children Together
My kids learn Science, Bible, and History together. This means I only have to buy one curriculum for these subjects. This saves a lot of money!
Save Curriculum for Other Children
I save all my teachers guides and textbooks for future use. This means that each year I only buy one set of teachers guides for most subjects. I also try to keep the kids from writing answers in some of their books. A notebook with page numbers works just as well, and it saves wear and tear on textbooks allowing me to reuse them later.
Borrow From Friends
I only recommend doing this if you are confident that you can borrow without destroying. I have borrowed textbooks a few times, and it does save a lot of money! Just be willing to pay for the curriculum if something happens (like a toddler doodling in the book with markers….)
Utilize Free and Affordable Materials
Easy Peasy is a great resource for homeschool families and the whole curriculum is free! I also recommend Rod and Staff for families on a tight budget. The curriculum is VERY affordable! Also, utilize your local library for free resources.
Financial Assistance for Homeschooling
While there are not a lot of options out there that provide public funding for homeschooling, there are organizations that may be able to help you afford to homeschool. One company is the Homeschool Foundation. They offer Compassion Curriculum Grants to help low-income families with their homeschooling-related needs. Some state organizations offer help as well. Check with your local state organization to find out whether or not there are homeschool grants and scholarships for your situation.
Consider Working from Home
When we first started homeschooling I was already working from home as a daycare provider. Through the years I have changed how I make money from home, but the truth is working from home is a HUGE reason why we are able to homeschool. It provides us with some extra money each month, and still allows me to stay home and homeschool my kids. For more about schooling at home while working at home, check out my eBook! I also have a presentation all about schooling at home and how to get started. There are many careers for homeschooling moms out there, you just have to know where to look! These resources help you do just that.
These are just some of the ways we can afford to homeschool. I also laid out exactly what public school cost me and compared it to homeschooling in the post below. You may be surprised how much FREE public school actually costs you!
Is Public School Cheaper than Homeschooling?
There are many other ways to save money while homeschooling. Here are a few tips and resources from some of my blogger friends. If you feel like you are homeschooling with no money these resources will provide homeschool help.
- 10 Free Sites I use in My Homeschool
- Could I Homeschool for Free?
- Where to Buy Used Homeschool Books
- F is for Free Homeschool Resources
- Homeschooling on a Budget
Related Posts from me:
How does your family afford homeschooling?
Nancy says
I would consider starting a sole proprietorship tutoring online or in person. One interesting way to test out weather you can find clients is to post to Facebook that you have a few open slots for tutoring online/in person, and see if any of your friends, who already know you’re a great educator, jump on it. You could make way more, working way less hours doing this.
Brandie says
Elizabeth, I completely agree with you. This is something we’re running into. Kids need friends and those friends are very busy with their expensive home school activities, which means my kids have been left behind. When teens get lonely, they get attitudish. It’s easy to be cheap in the younger years, but in high school it’s much harder.
Misty says
There are tons of websites where teachers can work online. VIPKID is one of them. There are also online public schools where you can teach from home. Consider tutoring online, and in the home. There are ways to do this!
Elissa says
I’m interested in homeschooling, but I’m currently a teacher and my family depends on my income. Do you have any advice for a mother who wants to homeschool, but doesn’t already work from home?
Robin says
We also purchase used curriculum and use free resources. My kids learn as much from free YouTube videos as they do from the textbooks most of the time. My son is involved in sports, which does cost a fee, but would cost the same fee no matter what school option we chose. He also uses http://www.hoffmanacademy.com for piano which is free.
Misty says
These are great questions! I counter that with what about school projects? Field trips through the school? I have seen huge projects required from schools for kids. Those will cost money as well. Most field trips at the school require money or school fundraisers to raise money. Sports are going to cost whether or not your kids are in public school. I will give you the music lessons and even art lessons. But, for us, we have found that the cost of homeschooling is still cheaper than that in public school. I laid out what homeschooling costs me vs. public school in this post. It really opened my eyes a lot! http://www.southeasthomeschoolexpo.com/public-school-cheaper-than-homeschooling/
Brandi says
What about science experiments, arts, crafts, outings, music lessons or sports teams for socialization? I want to homeschool my 5 but I fear the cost would be too much. I’m a stay at home mom now so I’m not worried about lossing income just about adding to expenses.
Misty says
Hmm, I respectfully disagree. I know many families who homeschool older kids inexpensively. While I do think it gets more expensive the older the kids get, I also think it is worth the cost. I would never want people to NOT homeschool because they were afraid of the cost.
Elizabeth says
This glosses over important issues for many parents of older children, such as comprehensive curriculums, standardized testing, textbook costs (even buying many materials used we spent over $1000), long term career stagnation of the at home parent, etc. My kids still need clothes and food, so that those don’t factor in, as we’ve always thrifted. There is also the social factor, homeschooling can get very lonely for kids and parents alike, so we’ve always been involved in some form of co-op or outing group. I have homeschooled for many years, but these issues weigh heavily on me.
Homeschooling doesn’t have to be expensive, but it is certainly not low cost.
Monique says
Thanks for linking up to my used homeschool books post.
Misty says
Thanks for sharing! I am in Ohio and here we will start getting some money back from our property taxes beginning next year. I am sure it will help!
Misty says
Thank you!
Misty says
Your welcome!!
Jennifer | The Deliberate Mom says
Here in Alberta, we receive funding to provide curriculum for our children. If we fully align with the Alberta curriculum, we get almost $1500 a year. The least a family could receive is $800/yr per child. I feel so blessed to live in a province which values homeschooling and provides the support for families to educate their children.
Thanks for sharing your resources and insights (and thanks for linking up to the #SHINEbloghop).
Wishing you a lovely week.
xoxo
Missy @ Dot-to-Dot Connections says
You have some good tips on here! I’m pinning it 🙂 Thank you for sharing!
momteach says
Thank you so much for featuring two of my frugal homeschooling posts!